Discover Your Mortgage Interest Rate
You've come to the right place. Get equipped with knowledge about the most current mortgage rates before you begin negotiating your mortgage mix. Beyond critical information about current mortgage rates, you can also learn about inflation and prime rate expectations, how current rates compare to historical data, and get analytics to help plan your mortgage – if you're just starting out.
The chart displays interest rates for fixed-rate tracks by LTV ratio (45%, 60% and above) and bank. Worth checking, but remember rates change daily. These rates are for 'standard' customers – so you'll likely get better offers from these banks.
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Unless you're building a portfolio that's 100% fixed non-linked – your mortgage mix is exposed to external changes. You can't afford to ignore what will happen to your mix in the coming years. We present the capital market's expectations for changes in these variables. Our systems are based on these assumptions. All assumptions here are based on economic models – described in detail in the Knowledge Center.
Is it time to refinance your mortgage? Are we at a rate low point where it's worth "locking in"? Maybe rates are on the way up and you should hurry to get the loan before they rise further? Most banks price mortgage rates for fixed and variable tracks based on Israeli government bond yields. Therefore, looking at bond yields over time can teach us whether current rates are "cheap" or "expensive". The charts show changes in zero curve yields for different periods over months. Data is sourced from the Bank of Israel website and updated monthly.
Rate Type
Bond Periods (multiple selection allowed)